Complete Merchant Solutions is a full-service electronic payments solutions provider for over 3,500 merchants. CMS facilitates electronic payment processing for all major credit and debit cards, gift and loyalty cards, ACH, remote deposit capture as well as other non-cash payment methods. CMS’ innovative, customizable solutions include a wide variety of integrated point-of-sale software, terminals and machines, e-commerce and wireless payment processing solutions. CMS was founded in 2008 and is based in Orem, Utah.